We work closely with you to craft a personalised mortgage solution that aligns with your unique financial goals and lifestyle
With access to a wide network of lenders and mortgage products, we provide you with the best rates and terms in the market.
Mortgage decisions can be complex, we offer clear, jargon-free guidance to help you confidently make informed choices.
We value honesty and transparency, you’ll receive a detailed breakdown of all costs and fees and we’ll keep you updated throughout the process
We make it easy to get you pre-approved or approved so you can focus on the bigger things, like finding your dream home.
The home buying process can be overwhelming, we help to make it easy to get pre-approved with as little as a 5% deposit.*
Looking to lower your payments, reduce your loan term, or tap into your home’s equity? We can help you refinance and get the best rates.
We can help you grow your property portfolio and get your finance approved, we are dedicated to helping you achieve your financial goals.
Want to build your dream home? We help secure your finance for your dream home and guide you through the complexities of construction lending.
Dear Khushpreet Sidhu, I wanted to take a moment to express my heartfelt gratitude for all the help and support you provided. Your expertise and dedication made the entire process so much smoother for me. Truly, east or west, Genesis Mortgages is the best! Thank you once again for going above and beyond. I will gladly recommend your services to anyone in need of mortgage advice. Warm regards, Jagdeep 😊
It has been an awesome experience having Khushpreet as our mortgage advisor. He is professional yet personable, so we can openly discuss our financial plans with him, bounce ideas off him for mortgage advice, and come up with a solution based on his professional experience. We previously dealt with an experienced mortgage advisor; however, his advice didn't consider our appetite to take risks/challenges for our family's financial planning. It was more like banks using standard formulae for all customers, yet we all know all households are different as to how they manage their expenses and savings. We felt that we were not getting sufficient information to make a good decision. Khushpreet was referred to us by a common family friend and came with a glowing reference. We discussed our plan for our new house with Kush at an early stage (whilst we were waiting to settle the section) , and he gave us practical tips and tricks to tidy up our financial position on paper to make a good case. It was about meeting bank requirements as per their assessment criteria, which can be a bit of a tick box exercise at times For example, we reduced our credit card limits( we were not using the max limit anyways and it was nice to have not necessary) the list goes on, talk to Khushpreet for more info :-) By the time we had our building plans consented and needed to secure the construction loan, the financing market had changed dramatically post-COVID era when the RBNZ rapidly raised OCR from .25 to 4.25 in a short period, and banks were testing servicing at a very high rate. Khushpreet supported us through this challenging time by making applications with several banks one by one and kept us informed, advised us not to think of the worst-case scenario and kept working with banks in the background. He did inform us of the private lending option, which is not ideal but good to know in case things didn't work with the main banks. It was a difficult time of uncertainty, and we were heavily emotionally invested in our new house. It was imperative to have a good mortgage advisor working with us, for us with the bank. With perseverance, we finally got approval from the main bank, and it has been 6 months since we moved into our new house. We highly recommend Khuspreet to owner-occupiers as well as investors. Happy to act as a reference :-)
We were on the hunt for a new home for over a year, but previous advisors left us disappointed and hopeless . That was until we met Khushpreet, who brought new hope and enthusiasm to our search. Despite our initial worries, his professionalism and guidance were a breath of fresh air. Khushpreet's expertise and negotiation skills secured great interest rates, and his reassuring attitude kept us calm throughout the process. We highly recommend him - he's a generous and positive individual who truly goes above and beyond. Thanks to Khushpreet, we've finally found our sweet home! If you're looking for a reliable and skilled mortgage advisor, look no further." A big thank you from our family!
We had an outstanding experience working with Khushpreet Sidhu (Genesis Mortgages) as our mortgage advisor. From the first meeting through to settlement, they were clear, responsive, and genuinely invested in helping us secure the right loan. They explained every step in simple terms, handled paperwork efficiently, and made sure we felt supported, especially when competing with a cash buyer. Thanks to their advice and speed, we were able to make a strong offer with confidence and win the house we wanted. I highly recommend Khushpreet to anyone looking for expert, down-to-earth mortgage support.
Outstanding Mortgage Service! I had an amazing experience working with Khushpreet. From the very beginning, he was incredibly helpful, supportive, and responsive. He guided us through every step of the mortgage process with patience and clarity, making what can often be a stressful experience feel smooth and manageable. What truly set Khushpreet apart was his dedication—he even joined us at the property auction to offer real-time support and advice, which made a huge difference. No matter the time of day, he was always available to answer our questions—early mornings, late nights, weekends—he was there whenever we needed him. If you’re looking for someone you can trust, who truly cares about helping you secure the right mortgage, look no further. Trust Khushpreet—you’ll be in great hands.
Khush was recommended to us by a friend, and we found him efficient and easy to work with. He helped push through timelines, understood our expectations, and nailed the brief. We're happy we worked with Khush and would highly recommend him to anyone looking to buy or restructure their mortgage.
Khushpreet is the best Mortgage advisor From getting your home loan approve to any financial Advise. He is very professional, Knowledgeable, responsive, enthusiastic, Friendly. We had best experience with Him. He helped us buying our first home. As a first Home buyer we were stressing alot but he get through with us all over our Journey. We must recommend Him. Thanks once again for making our dream come true.
Khushpreet has been absolutely excellent in our journey to getting a mortgage. I wholeheartedly recommend Khushpreet Sidhu as a mortgage advisor to anyone in search of top-notch expertise and outstanding service. Khushpreet's deep knowledge of the mortgage industry and commitment to his clients makes him an invaluable asset. From the moment I reached out, Khushpreet took the time to understand my financial goals and preferences, ensuring personalized guidance tailored to my needs. His professionalism, attention to detail, and communication throughout the mortgage process is truly exceptional. I couldn't be more grateful for his expertise and support, and I enthusiastically recommend Khushpreet to anyone seeking exceptional mortgage advice.
Would 100% recommend Khushpreet to anyone needing a broker, He went above and beyond to help a couple clueless first home buyers make a purchase with minimal stress and kept us well informed throughout the whole process, any questions we had Khushpreet was quick to answer with great knowledge whether it was during business hours, after hours or even on the weekends. Couldn’t recommend anyone more!
Just wanting to put a note and thank Khush for a great work he did in putting together the financing of our first home loan. Khush did a wonderful job in all aspect. He stayed on top of communication with us and other several agents involved. You were ethical and honest despite our firm preferences. You handled it swiftly and promptly because of your commitment and dedication. You went above and beyond in reaching your client goals. We will undoubtedly choose and recommend you again. Thank you and Stay Blessed.
